# Willis Advisory & Insurance (Willis.Care)

> Willis Advisory & Insurance is an independent, woman-owned insurance brokerage founded by licensed broker Jessica Willis (National Producer Number / NPN #20310791). We provide plain-language, zero-pressure insurance guidance for individuals, families, and small businesses across 36 U.S. states, specializing in ACA Marketplace & private health coverage, small business group benefits, Section 125 pre-tax cafeteria plans, dental & vision, life & mortgage protection, final expense, retirement & annuity basics, and property & casualty (home, auto, commercial) insurance.

## Key Facts & Contact

- **Agency Name**: Willis Advisory & Insurance (also known as Willis Care / Willis.Care)
- **Tagline**: "Where Life & Living Meet"
- **Founder & Principal Broker**: Jessica Willis (Licensed Insurance Broker, NPN #20310791)
- **Phone / SMS**: (850) 809-4008 (`+1-850-809-4008`)
- **Email**: jessica@willis.care
- **Primary Website**: https://willis.care
- **Schedule a Free Consultation**: https://willis.care/schedule
- **60-Second Coverage Quick Check**: https://willis.care/#start
- **Ask Jessica (AI Coverage Guide & Search)**: https://willis.care/ask
- **Virtual Business Card & vCard**: https://willis.care/card
- **Licensed States (36)**: Alabama, Arizona, Arkansas, Colorado, Delaware, Florida, Georgia, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maryland, Michigan, Mississippi, Missouri, Montana, Nebraska, Nevada, New Jersey, New York, North Carolina, North Dakota, Ohio, Oklahoma, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, West Virginia, Wisconsin, Wyoming

## Core Website Pages

- [Home](https://willis.care/): Overview of health, life, and small business coverage, 60-second Quick Check, and client reviews.
- [Schedule a Consultation](https://willis.care/schedule): Book a free 1-on-1 appointment with Jessica Willis.
- [Ask Jessica — Coverage Guide & Search](https://willis.care/ask): Interactive conversational advisor for state licensing, health plans, group benefits, and carrier portals.
- [About Willis Advisory & Insurance](https://willis.care/about): Our service-first philosophy, 3-step process, and team.
- [Jessica Willis — Founder Biography](https://willis.care/about/jessica): Jessica's personal story with Cystic Fibrosis and why she founded Willis Advisory & Insurance.
- [Insurance Coverage by State](https://willis.care/coverage): Interactive map and directory of all 36 licensed states.
- [Client Reviews & Testimonials](https://willis.care/reviews): Verified client stories and ratings.
- [Carrier Member Portals](https://willis.care/carriers): Direct official login links for Aetna, Ambetter, Anthem, BCBS, Cigna, Humana, Molina, Oscar, UnitedHealthcare, and more.
- [Contact](https://willis.care/contact): Phone, email, scheduling, and referral options.
- [Virtual Business Card](https://willis.care/card): Save Jessica Willis's contact card (.vcf), call, text, or share.
- [Web App Hub](https://willis.care/app): Fast utility hub for existing and prospective clients.

## Insurance Services

- [Small business & group benefits](https://willis.care/services/small-business-group-benefits): Employer benefits guidance for small businesses and groups. Learn your options, then start a quick check to route to the right next step.
- [Section 125 / cafeteria plans](https://willis.care/services/section-125-cafeteria-plans): Section 125 cafeteria plan guidance for employers. Understand pre-tax employee contributions, setup basics, and next steps.
- [Health coverage](https://willis.care/services/health-coverage): Health coverage guidance for individuals and families. Compare options with clarity and get routed to the right next step by state.
- [Dental & vision](https://willis.care/services/dental-vision): Dental and vision coverage guidance. Compare stand-alone or add-on options and pick a plan that fits your budget and needs.
- [Mortgage-free life](https://willis.care/services/mortgage-free-life): Life insurance guidance designed to protect the home and family plan. Right-size term length and coverage to your goals.
- [Retirement & annuity basics](https://willis.care/services/retirement-annuity-basics): High-level retirement and annuity guidance. Learn when annuities may fit and what to gather before your next step.
- [PNC Insurance](https://willis.care/services/pnc-insurance): PNC (Property & Casualty) insurance guidance for auto, home, landlord, and business liability needs. Get clear next steps and practical coverage alignment.

## Resources, Guides & Tools

- [Resources Hub](https://willis.care/resources): Overview of plain-English guides, savings tools, videos, and official links.
- [Insurance Guides & Checklists](https://willis.care/resources/guides): Step-by-step coverage guides for employers, families, and individuals.
- [Calculators & Prescription Savings Tools](https://willis.care/resources/tools): Lower-cost medication resources and comparison worksheets.
- [Educational Videos](https://willis.care/resources/videos): Short YouTube video explainers on health coverage and benefits.
- [Insurance Blog](https://willis.care/blog): Articles and practical takeaways on insurance decisions.
- [Official Government & Consumer Links](https://willis.care/resources/official): HealthCare.gov, Medicaid.gov, NAIC, and patient advocacy foundations.

## Complete AI Grounding Reference

- [Full LLM Knowledge Base (llms-full.txt)](https://willis.care/llms-full.txt): Comprehensive markdown reference containing all service details, FAQs, carrier portal URLs, and official resources.