Section 125
Section 125 / cafeteria plans
If you’re offering benefits, a Section 125 plan can help employees pay their share pre-tax. We help clarify the setup and the next step.
Schedule is fastest
At a glance
Who this helps
- Employers offering group benefits with employee contributions
- Owners who want simpler payroll-aligned benefits processes
- Teams looking to reduce taxable employee premium costs
What you get
- Understand the basics (what it is and when it applies)
- Align plan setup with payroll and enrollment timelines
- Route to the right next step for your state and goal
What to prepare (optional)
Bring what you have. If you’re missing items, start anyway — we can refine details later.
- Current benefits approach (if any)
- Approximate employee count
- When you want to start or renew
Common questions
Is Section 125 the same as health insurance?
No — it’s a tax-advantaged way to handle eligible employee contributions. The right setup depends on your benefits structure.
Is this only for large companies?
No — small employers can benefit too. The key is matching the setup to your team size and timeline.
Speak with a licensed agent
Start with your state
We serve about 34 states. This quick check helps route you to the right next step — without wasting your time.
Tap your state
Start by selecting your state. Green states are currently served.
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Step 1 of 3
Best option: schedule a time to talk. It’s the fastest way to reach the right licensed agent.
Step 2 of 3
Step 3 of 3
Start by tapping your state (or choose it from the list).